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Client-friendly, dedicated, humble, responsive, and patient - 

these are words that are frequently used to describe our team.


At the Celeste Financial Group we have the idea that when it comes to planning, investing, and wealth transfer, more heads are better than one.  We take a team approach to financial planning allowing you to tap into the different experiences and perspectives of Robert Celeste, Todd Johnson, and Angela Celeste.


When you become a client, we partner with you to help you uncover your goals and objectives, and work with you to construct your personal financial plan.


Robert P. Celeste, CFP®


Robert Celeste is the group's principal financial planner and oversees the day-to-day management of the group.  In addition to working with existing clients, Bob is also responsible for establishing many of the new client relationships for the team.  With his calm, friendly demeanor Bob is particularly adept at putting new clients at ease.

A native resident of Point Loma, San Diego County, Bob's objective is to be instrumental in bringing the benefits of personal financial planning and asset management to each of his clients by working with them to establish their goals and objectives, and then carefully constructing a plan of implementation.  Bob is a Certified Financial Planner® professional with over 30 years of experience in financial planning.



  • Bachelor of Science, Finance, San Diego State University
  • Graduate, College for Financial Planning
  • Ongoing professional education (over 30 hours each year).



  • Member, Premier Client Division, Cetera Advisor Networks LLC, member FINRA/SIPC.
  • Member, Financial Planning Association
  • Guest speaker for seminars on financial planning including speaking engagements for the United States Junior Chamber, W R Grace Corporation, and the Professional Fiduciary Association of California.



  • Certified Financial Planner™ Practioner (CFP)
  • Accredited Investment Fiduciary®


Todd Johnson, AIF®


Todd Johnson has been with Bob Celeste since 1999.  A highly valued member of the team, Todd majored in business with an emphasis in finance and has a keen eye for analyzing and tweaking portfolio asset allocations.  He is also a very attentive personal financial planner and is well-known for being extremely patient, detail-oriented, and for achieving a very high level of rapport with both clients and allied professionals.

A sports enthusiast, Todd enjoys keeping up on the local teams in his spare time and coaching youth sports.



  • Bachelor of Arts in Business with an emphasis in Finance, Point Loma Nazarene University
  • Ongoing professional education (over 15 hours each year).



  • Accredited Investment Fiduciary®


Angela C. Celeste


Angela Celeste works as an associate planner at Celeste Financial Group, assisting Bob Celeste and Todd Johnson in their day-to-day planning work. Angela takes an active role in assisting the advisory team; designing customized personal financial plans for our clients. Angela has several years of experience in both private and public accounting. She is known for having a high level of analytical skills, being extremely detail-oriented, and possessing strong relational and communication skills. In her free time, Angela enjoys reading, traveling, exploring new restaurants, and spending time with friends and family.  



  • Bachelor of Science, Accounting, San Diego State University


Karena Dickerson


Karena joined the Celeste Financial group in 2016 as our operational assistant. Karena is the first friendly voice you will hear when you call and will welcome you when you visit our office. She also assists clients and team members with preparation for meetings and ensuring all business and paperwork is processed quickly and efficiently.

Prior to joining our team, she worked as a receptionist with PricewaterhouseCoopers (PWC). She also worked in the social services field where she provided program services and support for adults with developmental disabilities. She earned her Bachelor of Arts degree in Sociology at California State University, San Marcos.

Outside of her work, Karena enjoys playing golf and going to the beach with her husband as well as spending time with her Weimaraner, Amber.